LendingClub
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Rated 4.8 by members · FDIC-insured accounts

Money moves that actually move you forward.

Fair-rate personal loans and high-yield accounts, without the run-around. Check your rate in minutes — it won't affect your credit score.

Check My Rate Explore Bank Accounts

Checking your rate won't impact your credit score.

Trusted by 12,000+ members nationwide

$350M+
Funded to members
24h
Avg. approval time
4.8
Member rating
$0
Hidden fees

What are you working toward?

Pay off debt for less

Consolidate credit cards into one fixed monthly payment.

Rates as low as
6.49% APR*
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Cover a big expense

From home repairs to medical bills — get funds fast.

Funding in as little as
24 hours†
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Grow your savings

Earn more with a high-yield account, no monthly fees.

Earn up to
4.25% APY‡
Open an Account

Lower your monthly payment

Refinance into one simple loan and keep more each month.

Members save up to
$2,300/yr§
Check My Rate

Lending, made straightforward

No hidden fees

No prepayment penalties, ever. What you see is what you pay.

Fast decisions

Most applicants get a decision the same day they apply.

FDIC-insured

Deposit accounts are FDIC-insured up to the maximum allowed by law.

Portfolio Solutions

Tailored for Your Ambitions

How it works

1

Apply online

Tell us what you're financing — it takes about 2 minutes.

2

Get approved

Most members get a decision the same day they apply.

3

Receive funds

Funding as soon as the next business day for many members.

4

Reach your goal

Pay down debt, cover an expense, or grow your savings.

Tell us what you're looking for

A member of our team will follow up with the right option for you.

See your rate in under 2 minutes.

Answer a few questions and we'll show you real offers — checking won't affect your credit score.

Start My Application